ONE Bank Limited Job Circular 2024

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ONE Bank Limited

Officer - Principal Officer (Credit Officer) - SME & Retail Branches



Application Deadline: 29 Feb 2024

 

Summary

·       Vacancy: --

·       Age: at most 35 years

·       Location: 
Dhaka

·       Minimum Salary: Negotiable

·       Experience: 3 to 5 years

·       Published: 7 Feb 2024

Requirements

Experience
  • 3 to 5 years
Additional Requirements
  • Age at most 35 years
  • Working experience of at least 3-5 years in the field of Credit Risk Analysis/Relationship Management, Loans and Advances and Security Documentation in any leading banks.
  • Graduation/Masters in any discipline from a reputed university.
  • Excellent knowledge and expertise in Credit-related tasks.
  • Should have strong market intelligence to develop new business/client.
  • Ability to take ownership of the projects and meet strict deadlines.
  • Strong communication, negotiation and project management skills.
  • Should have good communication, leadership and team building skill

 

Responsibilities & Context

  • Solicit business by booking both Assets & Liabilities.
  • Prepare of call reports, credit risk assessments (ICRRS, CRG), prepare and analyze financial data/reports, evaluate client’s credit worthiness etc., visit client’s factory/business premises for measuring the risk associated with the respective client.
  • Prepare and accurate submission of credit memo/proposals.
  • Prepare sanction letters for borrowers.
  • Maintain strong relationships with customers and continuously endeavor to build new relationships.
  • Monitor and ensuring timely loan repayment, collecting financial statements and other necessary documents from time to time.
  • Ensure timely review and renewal of the portfolio, as the case may be.
  • Assist in achieving the business goals of the Branch/Division/Bank.
  • Maintain compliance with the policies of the Bank and Regulatory bodies.
  • Make correspondences with internal colleagues and external clients.

 

Skills & Expertise

Workplace

Work at office

Employment Status

Full Time

Job Location

Dhaka

Job Highlights

Thorough Credit Risk analysis, Management and Customer Relationship building/promoting in line with banking laws and practices and Bank's objectives and Goals.




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